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The average credit card has six different fees, according to a new Credit analysis of 100 major cards.
The most fee-laden cards have 12, and just one of the cards assessed had no fees whatsoever.
(See chart below for a rundown of the cards with the most and fewest.) "This points out how different credit card issuers and different cards can be, and drives home the importance of shopping around," said Matt Schulz, senior industry analyst at Credit
8 places to travel while the dollar is strong Even an annual fee often isn't a deal-breaker.
"The knee-jerk reaction when it comes to credit card fees is that you should always avoid them, which is not always true," said John Ulzheimer, president of consumer education at Credit
That legislation included several provisions aimed at reducing fees, such as requiring set end-of-day payment deadlines to limit late fees.
Still, she said, "There are always other fees." Some are more prevalent than others: 99 percent of the cards charge a late payment fee (typically ), according to the Credit analysis, while 77 percent tack on a foreign transaction fee (about 3 percent per purchase).
"Consumers are so much more protected than they were before the CARD Act" of 2009, said Linda Sherry, director of national priorities for Someone who sets up automatic payments, for example, won't need to be worried about either late payment or expedited phone payment fees.But if you travel abroad, picking a card with a foreign transaction fee would be an expensive misstep.Play one of our most played games on the home page or dive into your favorite category in the menu. And enjoy your time on Games Freak - the ultimate site for free online boys games!In the meantime we will do our best to deliver the best possible gaming experience by further improving our website.
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And last year, a site survey of 987 card-carrying adults found that of those who had asked for a late payment fee waiver, 86 percent got one.