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Elavon also formerly charged PCI Compliance fees that varied from to per month; however, the company’s recent promises of no more “hidden fees” would seem to indicate that it has abandoned this practice. Although Elavon appears to be rebranding itself as a more transparent processor, the company continues to own and operate the equipment lease provider Ladco Leasing, which has a very poor reputation among merchants.The standard Ladco Leasing agreement is an expensive, non-cancellable 48-month equipment lease that often costs up to ten times the actual price of the equipment.Key Points Elavon relies heavily upon resellers, sub-ISOs, independent agents, and partnerships to market and sell its credit card processing services.This marketing strategy is common among large merchant account providers and can often prove harmful to a company’s reputation, as it appears to have done for Elavon.With that said, Elavon has over 400 complaints in the comment section of this review and over 50 on Ripoff Report, with many more filed against Ladco Leasing.This is an average-to-high amount of complaints compared to other processors of its size.Of the total complaints, 57 are due to billing and collection issues, 95 to problems regarding products and services, 19 to advertising and sales issues, and two are related to delivery problems.

Merchants who use Costco Merchant Services often complain that they expected to receive the usual wholesale costs that Costco is known for, and that they were surprised when they encountered Elavon’s industry-standard pricing.

Elavon usually enforces the terms of the lease agreement even when merchants claim that they were deceived by an agent.

Elavon’s pricing and contracts terms may vary from merchant to merchant based upon processing volumes, business types and risk variables.

These rates and fees do not appear to be misleadingly quoted at this time.

Most of Elavon’s accounts are established by resellers who use their own sales and marketing strategies.

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